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Building Dreams: A Decade of Financial Planning and Family Growth

Updated: Jan 23

Contributed by Timothy THAM, client of Goh Chien Yen for 10-years at the time of writing.


Ten years ago, my financial journey commenced with Chien Yen, coinciding with a pivotal moment in my relationship with my then-girlfriend, now wife. We shared a certainty about building a future together, one that involved having children.


The uncertainties of family financial planning loomed large, posing questions about the number of children and the timing, with the hope that all would unfold favourably. Collaborating with Chien Yen provided me with the tools to better plan my finances, ensuring I had a safety net for rainy days while cultivating prosperity for the sunny ones.


Empowered Financial Decision-Making:


Chien Yen's guidance empowered me to allocate a portion of my income for accumulation, offering peace of mind that my family is well-covered. Furthermore, it equipped me to make informed investment decisions, adapting to the ever-changing economic landscape to optimise wealth accumulation.


Her support proved invaluable, offering guidance on my financial portfolio for both short and long-term goals, especially during the crucial phase of family planning. Chien Yen's expertise extended to advising me when I upgraded my flat, assuring me that I had the financial capability to proceed with the decision.



Celebrating Milestones and Financial Success:


Today marks my proudest moment, witnessing the harmonious alignment of various aspects of life – raising two healthy kids in a happy family, while simultaneously making strides in my career. Although my journey is ongoing, results are visible through yearly financial portfolio reviews. With optimism, I aspire to retire before the age of 50, contributing to companies as a board member.



Family Financial Planning Journey Surpassing Expectations:


The experience with Chien Yen and Team GGO has been enriching. Chien Yen, with her quick-witted, reliable, and conversational nature, has made our meetings smooth and easy-going. This journey has not only met but exceeded my expectations of financial planning, and I am hopeful to stay on track while actively working towards my goals.


Gratitude for Unwavering Support:


]Special thanks are owed to my amazing wife, Tse Xin, whose unwavering support and foresight have been the driving force behind our financial journey with Chien Yen. Today, our family and financial dreams seamlessly align, and I couldn't be prouder.


For those embarking on a similar path to mine, I encourage you to enjoy life's financial journey and maintain positivity, regardless of how things unfold amidst the unavoidable uncertainties.

This content is for informational purposes only and does not constitute legal and financial advice on any subject matter. It should not be relied upon as financial advice.


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