What does a 'result' mean at Team GGO?

Previously, I used to have difficulties understanding topics related to finance as there was a lot of different information from various sources and the technical jargon got a little bit too much.

However, Javier managed to condense the knowledge to make sure that I know what I am doing and I am taken care of. He also helped me to understand my current financial status and included areas where I can save more to reach my goals earlier. He is able to go beyond financial planning and has also guided me in terms of my career.

Now, I feel more assured about my finances and have recommended some friends to meet him. If you're looking for someone who genuinely prioritizes your well-being rather than just discussing plans, Javier is a great person to speak with.

Clari is someone I’d describe as supportive, patient, and empathetic. I recently met with her to review my financial status and plan for my retirement. She made everything easy to understand, using Merlin to give me a clear visualisation of where I stand financially and any gaps I might need to address.

​

If you're looking for a financial consultant who truly listens and guides you with care, I’d highly recommend speaking with Clari.

Erasmus recently helped me visualise my finances using Merlin, which made it easy to identify areas for improvement. The session was engaging and insightful, giving me a clearer understanding of my current financial situation and helping me work confidently toward my legacy and retirement goals.

​

He was incredibly supportive and patient, taking the time to understand my needs and offering personalised solutions that fit my budget. If you’re looking for deeper insights into your finances, I highly recommend Erasmus!

My experience with Clari has been a positive one—she’s been supportive and patient throughout the process. In our recent session, I was exploring refinancing my bank loan, reviewing my mortgage insurance, and getting updates on my personal finances. Clari made the conversation engaging and helped me reflect on what else I might need to reach my retirement goals. I left the session feeling reassured and more confident in my financial journey.

I’d definitely recommend Clari and Team GGO to anyone who’s serious about their financial planning. Thank you for your assistance and guidance so far!

Before meeting Feng Ying, I had limited knowledge of investment costs and potential financial shortfalls. Financial planning often felt one-sided, and I wasn’t sure how to optimize my policies.  

​

I really appreciated the two-way conversation and the use of bar charts and Merlin (FinConnect) to give me a clearer picture of my finances.  

​

Through this session, I learned that my policies can be reorganized into one plan, I now understand future value calculations and financial shortfalls, and I realized that ECI premiums are more affordable than I thought, making my strategy feel achievable.  

​

This session gave me clarity and confidence, and I’d highly recommend Feng Ying to anyone looking for structured and personalized financial guidance! 😊

⁠I gained a better understanding of how the company can assist with mapping my finances through an insightful session with Donatus. He made the experience personal and engaging by taking the time to understand my situation. The session was easy to follow, helping me identify gaps in my portfolio and reflect on my next steps. Well done, Donatus!

I've always felt uncertain about my financial future, without a clear picture of where I stood.

​

Erasmus was empathetic and patient, taking the time to tailor his advice to my needs. I really appreciated how he explained everything clearly, using visual tools like Merlin to show where my money is going, which made things much easier to understand.

​

After the appointment, I felt more confident about my retirement plans and financial path ahead. His advice has already helped me spot potential gaps and plan for the future.

​

If you’re looking for clear, personalized financial guidance, I highly recommend him as it’s an experience that will leave you feeling informed and reassured!

Before meeting Erasmus, I kept an open mind about the value he could provide. During our appointment, I really appreciated how he took the time to understand my goals and offered clear, cost-effective options. The way he compared plans, laying out the pros and cons, made everything much clearer for me.

​

I now feel more informed and confident about my options. I’ve even referred four friends to him! I’d highly recommend Erasmus to anyone looking for personalized, transparent guidance.

Erasmus recently helped me go through my financial portfolio and reflect on my goals. He gave me a much clearer picture of where I stand financially and suggested solutions that really suited my needs and budget. 

What I really appreciated was how empathetic he was—it felt like we were having a real conversation, exchanging ideas about what steps I could take to reach my goals. Overall, it was a great experience, and I wouldn’t hesitate to recommend him to anyone looking to review their finances!

I’ve known Erasmus since our polytechnic days, and he’s always been someone hardworking and focused on improving. I recently met him to optimise my portfolio, and thanks to his clear explanations and the Merlin visualisation tool, I got a much better picture of my financial status. It was super insightful! I could see the gaps in my portfolio and reflect on possible strategies to move forward.

Throughout the session, Erasmus was supportive, patient, and really reassuring, which gave me a lot of confidence. Keep up the great work, Erasmus!

Working with Javier has been both reassuring and confidence-boosting. He provided visual tools that made complex concepts easy to grasp and tailored a solution that perfectly matched my needs and budget. 

His clear, straightforward explanations helped me understand how to apply these strategies to my financial journey. I highly recommend him to anyone seeking financial guidance.

I was referred to Kerlyn by a former Team GGO member, and our introduction was very positive. Kerlyn took the time to thoroughly understand my financial situation, discovering potential issues I might face and offering practical methods to address them.

Her engaging and understanding approach provided much-needed reassurance. Throughout our discussions, Kerlyn was patient and supportive, ensuring that I fully grasped the concepts of information that she shared. The clarity and ease with which she explained complex concepts made the process seamless.

I appreciate her dedication and the confidence she has instilled in me regarding my financial planning!

I’ve been working with Clari, Garry, and Ferlyn for a few years and every experience has been positive. Recently, we met to re-strategize my portfolio so I could address any current and future financial obligations. 

Clari provided invaluable guidance in retirement and legacy planning by coming up with a solution that aligned with one of my long-term goals and budget. The team also helped me to gain great clarity on my financial position and we worked together to fine-tune my investment portfolio.

Throughout the recent meeting, Clari and the team were clear, patient, and supportive. I always felt heard and involved in our conversations, and their individualized approach gives me great assurance in the decisions we made together.

What I truly value about Team GGO is their dependable support and bespoke service. They’ve made this journey smooth and rewarding. Thank you for continuing to provide such a wonderful experience - Keep up the great work!

My friend introduced me to Kerlyn and I met with her recently to follow through with some of the plans previously suggested.

Kerlyn provided excellent service by helping me comprehend my financial situation and offered tailored strategies for my financial obligations. With the assistance of Merlin, a financial visualisation tool, Kerlyn made it simpler for me to gain a bigger perspective and better plan for my future.

I truly appreciate our engaging and clear dialogues, with Kerlyn giving me thoughtful and concise answers that felt custom-made for me.

Thank you for your support, Kerlyn—this has been a great experience!

I was referred to Chien Yen by my cousin and decided to meet with her for a financial review.

She provided a truly personalised experience, attuning everything to fit my needs. Her patience and empathy made it easy for me to open up and share my thoughts, leading to candid conversations which really helped me to understand my financial situation better.

To anyone looking for friendly, comprehensible financial advice, I strongly suggest walking the journey with Chien Yen!

I always have a great time catching up with Kerlyn. She has a way of making discussions feel easy and natural, creating an environment where ideas flow naturally. Furthermore, Kerlyn always takes the time to actively listen and understand what I say.

Her warm demeanour makes it easy to talk things through and she explains everything in a clear, straightforward way. I’ve always appreciated our chats—they’re never rushed and always meaningful.

Kerlyn has been a great friend over the years and never fails to provide valuable insights!

During my recent appointment with Chien Yen, I sought advice on rebalancing my investment portfolio. She delivered a personalised experience that gave me a clear understanding of my current financial status and strategic plans for my investments. I highly recommend Chien Yen to anyone looking for a customised financial experience!

Javier, a friend from National Service, recently helped me plan for my retirement. His personal touch and tailored strategies, designed around my specific situation, made a significant impact. I highly recommend him for his thoughtful and customised approach.

I met with Clari to upgrade my shield plan and ensure I had more than ample coverage. Her guidance was exceptional - especially when she took the time to fully understand my goals before providing a bespoke solution for my needs. Using financial visualisation tools, Clari helped me to discover possible areas of concern and develop practical strategies to move forward.

She has been a patient and insightful guide, encouraging me to reflect on the 'why's' behind my personal and career goals. 

Clari’s ability to simplify complex topics made our conversations both enjoyable and insightful, and her thorough approach gave me clear, confidence-boosting advice about my financial future.

I’m truly grateful for Clari’s ongoing support and positivity and I look forward to continuing this journey with her. A big thank you to Clari and her team for ensuring everything runs smoothly—let’s keep pushing toward our goals together!

I was introduced to Chien Yen through a family member when I wanted to start my investment journey early. The experience was both insightful and engaging. Despite being a student, Chien Yen was patient and supportive, taking the time to understand my goal of achieving financial freedom sooner. 

Although it was our first meeting, she made the conversation feel natural with a great icebreaker. I highly recommend her!

I was thinking about upgrading my property but felt unsure about the financial impact. I needed guidance on what options would work best for me without adding unnecessary strain.

Clari made everything so much easier! She provided solutions to help me visualise whether now is the time for my family to move. She took the time to ensure I felt comfortable every step of the way. Her team was always prompt to respond, providing assistance with their expertise and financial tools that gave me the answers I was looking for.

If you’re looking for personalised and reliable advice, Clari is the person to look for.

I recently had plans to purchase a flat in the future, so I met with Chien Yen to discuss my finances. She’s knowledgeable and empathetic—able to understand my needs and provide helpful resources. I really appreciated how clearly she explained things, making even complex concepts easy to understand.

​

If you’re looking for someone who’s supportive, patient, and able to simplify financial planning in a way that feels reassuring, I’d recommend reaching out to Chien Yen.

I wasn’t sure where I stood financially or how to plan for my future, but my appointment with Erasmus changed that. He used tools like Merlin to help me visualize my goals and spot potential pitfalls, making everything so much clearer. The conversation was insightful, easy to follow, and gave me practical strategies to apply to my financial plan.

After the session, I felt much more confident about my financial situation and the steps ahead. I even referred 25 friends to Erasmus! If you're looking for a clear, supportive, and engaging financial consultant, I’d highly recommend reaching out to him. It’s an experience that will give you clarity and direction in your financial journey!

I got to know Kerlyn through a former Team GGO member and met her to gain a clearer understanding of my parents' financial situation. She went above and beyond in the process, taking the time to help me better evaluate my own financial health.

​

It was a thought-provoking and illuminating experience - Kerlyn’s reassuring demeanor made the discussions easier to navigate, and her compassionate, attentive approach ensured I felt understood throughout. The engaging, two-way conversations were both meaningful and impactful.

​

What stood out most was how Kerlyn asked thoughtful questions that encouraged me to reflect on my financial decisions. Her professionalism and dedication made the entire process seamless and insightful. Thank you, Kerlyn, for your exceptional guidance and support!

Javier recently met with me to go over my insurance and investment details, as well as update me on the status of my insurance application. He was incredibly supportive and patient throughout the session, taking the time to review my existing portfolio and share valuable insights on how I could optimise it.

What truly sets Javier apart is the personalised experience he provides, along with his ability to back up his recommendations with clear, data-driven insights. I highly recommend him to anyone looking for a thoughtful and reliable financial consultant!

I met Chien Yen to review my current policies and find the right balance between ILP and IUL in line with my legacy and retirement goals. Our conversations were engaging and thought-provoking, making me reflect on how I could better achieve my objectives. If you're looking for a financial consultant who offers insightful and reflective discussions, I highly recommend Chien Yen.

I recently met Javier for my annual portfolio review, and he made it so much easier to understand my financial situation with Merlin. He updated me on how my investments are doing, explained the current market trends, and even shared insights on what to expect moving forward. What really stood out was how empathetic and engaging he was, it felt like a real conversation. His patience and support were so reassuring, and they give me the confidence to keep this journey going with him. Great job, Javier!

I would like to express my gratitude to my financial consultant Feng Ying for introducing me to recent policy changes that significantly improved my financial planning. Her thorough understanding of my needs and clear explanations made it easy to adapt and benefit from these updates.

I highly recommend her expertise to anyone seeking trustworthy and proactive financial guidance.

I recently met Clari because I wanted to replace my existing Personal Accident plan with one that offered higher coverage. What really stood out during our appointment was how Clari remembered the details of our last discussion, even though it had been a while. This made the meeting so much more efficient.

As we chatted, our conversation naturally shifted to my career goals, and it turned into a bit of a career coaching session as well. My experience with Clari and Team GGO has been nothing short of reassuring, they’ve truly shown me that their approach is about so much more than just financial advisory.

I’ve been a client of Chien Yen’s for a few years, and she has always given me confidence with her patience, support, and clear explanations. Recently, as I achieved semi-retirement, I started exploring ways to continue growing my investments and focusing on capital appreciation. To further prepare for my retirement goals, Chien Yen proposed some strategies to help me start building passive income in 2025.

If you’re looking for personalized and tailored financial advice, I highly recommend Chien Yen. Great job, Chien Yen!

Javier recently did an annual portfolio review with me, providing market updates and insights into what I can expect in the coming months. He helped me better understand how my investments are performing in relation to the market and shared strategies I could apply moving forward.

​

It was an insightful and reflective session that Javier made clear and easy to follow. What I appreciated most was how it felt like a genuine two-way conversation—he really listened to my needs before helping me strategise.

​

I’d highly recommend Javier to anyone looking for a supportive and patient financial consultant who can give you confidence in your financial journey!

Clari has always taken great care of my family’s protection needs, so when I recently had some extra cash flow, I turned to her for advice on what to do with it. She came well-prepared for our appointment and suggested I start building a passive income strategy.

Throughout the session, Clari provided a truly personalized experience. Her empathetic and reassuring approach gave me the confidence to take the first step in my investment journey. She explained everything so clearly, which made it all so much easier to understand. If you’re thinking about starting your investment journey, I highly recommend reaching out to Clari!

I was referred to Clari a few years ago. During one of our recent meetings, she assisted me with the reinstatement of my rider. She provided a solution that suitably matched my requirements and budget. Clari was well-prepared and organised, ensuring we efficiently addressed everything we set out to accomplish.

Her clear communication made the session easy to follow, and added patience smoothened the process. Clari’s calm and reassuring approach strengthened my belief in the decisions I made.

It was a positive and seamless experience, and I truly appreciate her continued support!

Javier is my supervisor and during my recent appointment with him, I got to experience things first hand from a client’s perspective. 

I needed to transfer ownership for one of my policies to my newborn and set up a Shield plan for her. With his reassuring guidance, Javier met my needs and thoroughly ensured the entire process was clear and straightforward. In the midst of that, he made our conversation engaging, making me feel that it was a reciprocal dialogue that addressed all my concerns.

One thing I truly appreciate is how he took the time to catch up and make sure everything was in order. I would definitely recommend Javier’s services to others for his professionalism and  approach.

I connected with Kerlyn through a referral and recently met with her for a catch-up and ideation session for my finances.

With the aid of Merlin, a financial analytics tool, Kerlyn provided a great value-added service by walking me through my retirement planning and health plan exclusion removals. I felt that our insightful and compelling discussions offered a fine-tuned, reflective experience. Her composed, clear and uplifting approach gave me the confidence to make informed decisions.

Thank you, Kerlyn, for your thoughtful guidance, and well done to the team for their excellent work (the food was a nice bonus!). Go Team GGO!

I recently met with Clari to set goals and explore how I could better use my finances to attain early financial freedom and work toward my personal aspirations.

Through insightful and engaging conversations, Clari provided a personalised experience, offering clear and practical advice to help me achieve my goals. She was also genuinely supportive throughout by listening to my concerns and addressing them, letting me feel like I was in good hands. 

A big shout-out to the team as well—keep up the great work and continue making a positive impact beyond finance!

I met with Clari recently for a financial review. She and her team assisted me in gaining clarity on my financial status and provided vital support for my retirement planning. Clari was also able to help me visualise my options that match my financial needs with ease.

I appreciate the engaging and interactive dialogues with Clari. Her light-hearted and reassuring approach helped me to feel that I was in good hands.

I’m really grateful to Clari for her dedication and expertise—kudos to the entire team too!

My goal was to grow my wealth and Clari helped me to take the right steps. She provided a clear view of my financial status, pointed out possible issues to be mindful of and offered solutions for both retirement planning and portfolio rebalancing.

Clari’s advice has always been easy to follow and full of insights, allowing me to feel like I’m in good hands. Her patient and supportive approach made a big difference and I’m grateful for her guidance in achieving my financial goals!

I met with Chien Yen to explore possible policies that can utilise my funds effectively and finalise my decision on an optimal personal accident plan. She found a solution that was an ideal fit for my needs, while also helping me to spot potential challenges and develop an efficient approach in managing my finances. 

Chien Yen’s reassuring and empathetic style made everything easy to understand, and her thoughtful advice instilled genuine confidence in the decisions I made. I also truly appreciate her patience, support and flexibility with my schedule, which made the whole experience stress-free. 

Thank you for your dedication Chien Yen—keep up the great work!

Working with Clari has given me a much clearer understanding of my financial situation. Her engaging, two-way conversations helped me identify potential pitfalls and taught me valuable strategies to navigate them. Every meeting with her feels like catching up with a friend—I only wish we had more time to chat!

I was referred to Javier by a friend, and we've been working together on my financial journey ever since. Javier’s empathy and ability to provide a personalised, tailor-made experience have been invaluable. 

He helped me rebalance my investment portfolio to align with my goals, and our engaging, two-way conversations made everything clear and easy to understand. I highly recommend Javier—working with him has been a positive experience.